The smart way to buy land in Cayman

  • Local Owner Financing Program
  • NO BANKS REQUIRED!
  • Down Payment from CI $2,520
  • Monthly payments from CI $560
  • Fast approval
  • Fixed Interest Rates

Own Your Land, No Bank Required!

Land for many budgets

Grand Cayman from CI $72,000

Little Cayman from CI $45,000

Low down payments

Grand Cayman from CI$2,500

Little Cayman from CI$1,575

No bank required

Our Local Owner Financing Program puts land in your hands! 

Low monthly payments

Grand Cayman from $560

Little Cayman from $380

Explore all of our land options

Explore over 200 land lots across Grand Cayman and Little Cayman, offering a wide range of options to suit various budgets.

35 Lots
Price range: $140,000.00 - $422,436.00
Down payment from: $14,000.00
Monthly payment from: $1,126.47
94% sold
74 Lots
Price range: $140,202.00 - $194,051.00
Down payment from: $14,020.20
Monthly payment from: $1,128.10
100% sold
53 Lots
Price range: $47,250.00 - $77,050.00
Down payment from: $1,653.75
Monthly payment from: $380.18
0% sold

Why Easy Lot?

See how you could SAVE more than CI $15,000 in upfront fees compared to bank loans, based on a CI $72,000 lot!

Make a SMART investment for your future

The following comparison is based on a CI $72K lot. (All bank calculations are estimated)

Down Payment

🔥 Only $2,500

👎 Banks: $10,800 

(based on downpayment of 15%)

Monthly Payment

🔥 Only $560

👎 Banks: Way more!

Valuation

🔥 Not required

           👎 Banks: estimated $800

Interest rates

🔥 9% Fixed

👎 Banks: Can vary from 10% as of Sept 1st, 2023

Term Length

🔥 Flex- Up to 30 years

👎 Banks: Retirement Age Based

Approval

🔥 FAST! 

👎 Banks: Can take months    

Stamp Duty & Fees

🔥 $0 (Upfront fees)

👎 Govt & Banks: $6,840

Life Insurance

🔥 Not required

👎 Required by Banks

🔥Easy Lot: Only CI$2,500 upfront payment

👎 Banks: CI$18,440 upfront payments

Featured Developments

Secure your lot now in Grand Cayman or Little Cayman

High Rock Estates

📍East End - Grand Cayman
Reserve now
No upfront payment needed!
  • Reservations start  Sept 1st
  • Lots from CI$72,000!
  • Paved roads throughout development
  • Access to power and water
  • High speed internet access

Elena Estates

📍Guy Banks - Little Cayman
Available Now!
Local Owner financing - No bank required!
  • Lots from CI$51,150!
  • Down payment from CI$1,575
  • Monthly payments from CI$380
elena-estates-little-cayman

TESTIMONIALS

Satisfied Landowners Share Their Stories

How it works

By following these 3 Easy  Steps you can be a land owner in a matter of days.

STEP 1: Choose a lot

Choose your lot(s) in real time with our interactive map

Our new interactive map is the first of it’s kind in Cayman! You can check availability, view sizes and square footage all with a click of a button.

Give it a try, you have nothing loose and everything to gain!

STEP 2: Calculate your monthly payment

Use our Easy online calculator to determine your monthly payment

Easy calculator will instantly estimate your monthly payment based on your down payment, term length and lot price. Don’t worry, our calculator will do the work for you automatically. It really is that Easy, with Easylot!

STEP 3: Submit your application

Fill out your pre-approval application and submit

Other documents that can be used for address verification are as follows-


(a) Confirmation of address by landlord or family member who can confirm your residence.
(b) A clear and unexpired copy of your passport picture page
(c) A clear and unexpired copy of your drivers license
(d) A clear copy of a recent utility bill (within 3 months)

– Home Internet/Cable Service/ Land Line Service
– Cayman Water/Water Authority
– CUC
– Clean Gas/Home Gas

Discover Easy Lot Through Videos

Step by Step: How to Apply for Your Dream Land with Easy Lot

What is Easylot?

What is the Easy Lot Owner Financing Program?

What's Next After you've been Pre-Approved?

What's Next After you've been Approved?

When Applying, Why Does Your Home Address Matter?

Easy to apply, fast approval

After choosing your lot or lots, choosing your monthly payments and submitting your application, you will receive an answer in 

Easy Lot - Easy to apply image

Backed up by Cayman Development Group, we created a special owner financing program with fixed interest rates and optional term lengths for qualified buyers just like you.

Frequently Asked Questions

Have more questions? Let's talk!
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Before construction starts on your Easy Lot property, obtaining a building permit is essential.

Permits: Building permits are required from the Cayman Islands Department of Planning. The application process typically takes between 6 and 18 months, depending on your project’s complexity. Once you own your land, you can initiate the permitting process.

Easy Lot offers a fixed interest rate of 9% for our Owner Financing Program. This translates to predictable monthly payments throughout your loan term.

High Rock 67 – Block 67A, Parcel 44.

Easy Lot accepts secure deposits and monthly payments only through online transfer to our CIBC First Caribbean International Bank account.

Beneficiary Account Name: High Rock 67 Ltd
Beneficiary Bank: CIBC First Caribbean International Bank Cayman Ltd
Beneficiary Account No: CHECKING Account: 10488412
Swift Code : FCIBKYKY
Currency: KYD (Cayman Dollars)
Bank Address: 25 Main St, George Town, Cayman Islands

Absolutely! You can make additional payments towards your principal at any time. This can help you pay off your land faster.

What are the Fees & Expenses in the sales agreement and why do these pertain to me?

Easy Lot offers a fixed-rate financing program for predictability. There is an early termination fee if you pay off your loan within the first 60 months. This fee is a 15% percentage of the remaining interest on your loan balance.

A fill notice is a document informing us you’re ready to begin to fill your site as per planning regulations. You will request this from the developer at the appropriate time.

You are responsible per planning regulations for preparing your lot under the specified requirements. This will include filling and clearing your land. If you require more detail on this please refer to the planning website for more information.

In the Cayman Islands, the buyer is typically responsible for stamp duty on property purchases (if applicable). This payment is typically due after you pay off your land. However, there are exemptions available, such as for first-time Caymanian property buyers.

For more information, please visit: https://www.caymanlandinfo.ky/Services/VEO/Stamp-Duty

Absolutely! Easy Lot welcomes larger down payments. This will help you pay off your loan faster. The choice is yours!

Easy Lot does have a minimum size requirement for homes built in High Rock Estates. The minimum home size is 1,200 square feet.

High Rock Estates is designed to be FREE of Strata FEES.

High Rock Estates is zoned for low-density residential development.

Easy Lot strives to provide accurate information, but building code details are best obtained from the Cayman Islands Department of Planning.

The zoning for High Rock Estates allows for low-density residential development, which may permit duplexes on lots exceeding 12,500 square feet according to the 2024 Development and Planning Regulations.

Our blog

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The journey towards attaining Caymanian status is a significant and life-changing endeavor for many. As an expatriate seeking to become a permanent resident of the stunning Cayman Islands, there are several criteria to meet.
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If you've ever dreamed of owning a piece of this Caribbean paradise, you might be wondering about the cost. In this article, we'll take a comprehensive look at the factors that influence the cost of buying land in the Cayman Islands.

Make a SMART investment for your future!

If you have any questions, don’t hesitate to reach out!

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Section 27

Who is responsible for stamp duty on my land purchase?

In the Cayman Islands, the buyer is typically responsible for stamp duty on property purchases (if applicable). This payment is typically due after you pay off your land. However, there are exemptions available, such as for first-time Caymanian property buyers.

For more information, please visit: https://www.caymanlandinfo.ky/Services/VEO/Stamp-Duty

Section 13.2

What is a fill notice and when do I need it?

A fill notice is a document informing us you’re ready to begin to fill your site as per planning regulations. You will request this from the developer at the appropriate time.

Section 13

Can you explain what it means to fill and clear the plot as per the fill notice?

You are responsible per planning regulations for preparing your lot under the specified requirements. This will include filling and clearing your land. If you require more detail on this please refer to the planning website for more information.

Section 9.4

Is there a fee for paying off my land early?

Easy Lot offers a fixed-rate financing program for predictability. There is an early termination fee if you pay off your loan within the first 60 months. This fee is a 15% percentage of the remaining interest on your loan balance.

Section 9

What are the Fees & Expenses in the sales agreement and why do these pertain to me?

This section only applies to you should you default on your payments. To avoid this contact us if you’re having trouble paying, so we can help.

Section 5.1.2

Can I make extra payments towards my loan?

Absolutely! You can make additional payments towards your principal at any time. This can help you pay off your land faster.

Section 4.2.2

How do I make my deposit and monthly payments to Easy Lot?

Easy Lot accepts secure deposits and monthly payments only through online transfer to our CIBC First Caribbean International Bank account.

  • Beneficiary Account Name: High Rock 67 Ltd
  • Beneficiary Bank: CIBC First Caribbean International Bank Cayman Ltd
  • Beneficiary Account No: CHECKING Account: 10488412
  • Swift Code : FCIBKYKY
  • Currency: KYD (Cayman Dollars)
  • Bank Address: 25 Main St, George Town, Cayman Islands