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Our mission

Affordable land in Cayman, by owner

Our mission is to empower individuals and families to achieve their dreams of land ownership within the Cayman Islands.

2023Founded
100%Owner financed
DecadesOf local experience
3Islands served
Cayman expertise

Backed by Cayman Development Group

Easy Lot is backed by Cayman Development Group, a leader in land development with decades of local experience.

At Cayman Development Group we believe that every piece of land holds the potential for a brighter tomorrow. It is our hope that clients will not just find a piece of land, but a canvas on which they can create their future.

Whether it is building a home or investing for the long term, our vision is to create a seamless, user-friendly environment driven by innovation. We aim to be a guiding light in the journey toward land ownership, providing a trustworthy partner that empowers clients to take bold steps toward their future.

With transparency, integrity and professionalism as our cornerstones, we aim to build lasting relationships built on trust and mutual success.

Founded 2023 by Tommy Sofield, Director
Watch: 2 min

How does Direct Owner Financing work?

We act as the bank, so there is no traditional lender involved. You put money down, we finance the rest, and you pay us directly.

Our core values

The principles behind every project

The principles that guide every interaction and project at Easy Lot.

Safety

Prioritizing the well-being and security of individuals and environments in every development.

People

Building customer relationships through trust, transparency and understanding. Putting your needs at the forefront.

Integrity

Upholding honesty, ethics, and moral principles in all actions and decisions. Doing more than what is expected.

Respect

Treating others with consideration, empathy, and valuing diverse perspectives in our community.

Innovation

Embracing creativity, adapting to change, and seeking new solutions to simplify land ownership.

Teamwork

Combining individual strengths to develop exceptional results and lasting developments.

What that means in practice

Three things we do differently

We are the lender

No bank sits between you and the title. That is what lets the deposit start at 5% and the decision arrive the same business day.

Four documents, not forty

Passport, ID, job letter, utility bill. We look at whether the monthly payment fits your life, not at a credit score assembled by somebody else.

Fixed, and written down

The payment does not move with rates, there is no penalty for settling early, and every figure is in the agreement before you sign it.

Where we sell

Our developments

Across Grand Cayman and Little Cayman, each with a live lot map showing what is still available.

Elena Estates — Little Cayman Now selling
Little Cayman

Elena Estates

Quiet, low-density lots on the least-developed of the three islands. The buy for people who want space, water nearby and almost no neighbours.

$39,900starting price
View lots & map
High Rock Estates — East End, Grand Cayman Investment land
East End, Grand Cayman

High Rock Estates

Grand Cayman land at the price point most people assume no longer exists here. Roads in, power along the boundary, and the East End growing towards it.

$44,900starting price
View lots & map
Northshore Estates — Rum Point, Grand Cayman Premium
Rum Point, Grand Cayman

Northshore Estates

Near-shore lots minutes from Rum Point and Starfish Point — the north side address people already drive across the island to visit at the weekend.

$59,900starting price
View lots & map
In our own words

The short version, on video

Financing & Payments

How does Direct Owner Financing work?

We act as the bank, so there is no traditional lender involved. You put money down, we finance the rest, and you pay us directly.

Getting Started

What are the minimum requirements to qualify?

The short list of what you need to apply — income, documents and down payment — so you know before you start whether you qualify.

Getting Started

How do I apply with a co-applicant?

Buying with a partner, a relative or a friend: how a joint application works and what each applicant needs to provide.

Financing & Payments

Do I need a lot of cash to buy land in Cayman?

The biggest myth about Cayman real estate is that you need hundreds of thousands in cash. With direct owner financing there is no bank — just a small deposit and a few documents.

Ready to start your legacy?

Explore our developments and find the perfect canvas for your future home in paradise.

Muted Watch: 42 sec How buying land in Cayman actually works

Section 27

Who is responsible for stamp duty on my land purchase?

In the Cayman Islands, the buyer is typically responsible for stamp duty on property purchases (if applicable). This payment is typically due after you pay off your land. However, there are exemptions available, such as for first-time Caymanian property buyers.

For more information, please visit: https://www.caymanlandinfo.ky/Services/VEO/Stamp-Duty

Section 13.2

What is a fill notice and when do I need it?

A fill notice is a document informing us you’re ready to begin to fill your site as per planning regulations. You will request this from the developer at the appropriate time.

Section 13

Can you explain what it means to fill and clear the plot as per the fill notice?

You are responsible per planning regulations for preparing your lot under the specified requirements. This will include filling and clearing your land. If you require more detail on this please refer to the planning website for more information.

Section 9.4

Is there a fee for paying off my land early?

Easy Lot offers a fixed-rate financing program for predictability. There is an early termination fee if you pay off your loan within the first 60 months. This fee is a 15% percentage of the remaining interest on your loan balance.

Section 9

What are the Fees & Expenses in the sales agreement and why do these pertain to me?

This section only applies to you should you default on your payments. To avoid this contact us if you’re having trouble paying, so we can help.

Section 5.1.2

Can I make extra payments towards my loan?

Absolutely! You can make additional payments towards your principal at any time. This can help you pay off your land faster.

Section 4.2.2

How do I make my deposit and monthly payments to Easy Lot?

Easy Lot accepts secure deposits and monthly payments only through online transfer to our CIBC First Caribbean International Bank account.

  • Beneficiary Account Name: High Rock 67 Ltd
  • Beneficiary Bank: CIBC First Caribbean International Bank Cayman Ltd
  • Beneficiary Account No: CHECKING Account: 10488412
  • Swift Code : FCIBKYKY
  • Currency: KYD (Cayman Dollars)
  • Bank Address: 25 Main St, George Town, Cayman Islands