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Video Guides: Buying Land in Cayman

Buying land raises a lot of questions. We answered the ones we hear most in short videos — no jargon, no sales pitch, just straight answers you can watch in a couple of minutes.

All Videos
Getting Started
Financing & Payments
After You Apply
Our Developments
play_arrow Getting Started How do I get pre-approved for a lot? The first step with Easy Lot: what pre-approval means, what we look at, and how quickly you can get an answer before you commit to anything.
play_arrow Financing & Payments How does Direct Owner Financing work? We act as the bank, so there is no traditional lender involved. You put money down, we finance the rest, and you pay us directly.
play_arrow Getting Started What are the minimum requirements to qualify? The short list of what you need to apply — income, documents and down payment — so you know before you start whether you qualify.
play_arrow Getting Started How do I apply with a co-applicant? Buying with a partner, a relative or a friend: how a joint application works and what each applicant needs to provide.
play_arrow After You Apply What are the AML (Anti-Money Laundering) requirements? Every land purchase in the Cayman Islands has to meet AML rules. Here is what we are required to verify and which documents that means for you.
play_arrow After You Apply What happens after pre-approval — the closing process? From pre-approval to keys in hand: the closing steps, who is involved, and what you sign along the way.
play_arrow Getting Started How do I choose a lot on the interactive map? A tutorial of our interactive map: how to browse available lots, compare sizes and prices, and pick the one that fits you.
play_arrow Our Developments What is Elena Estates like? A look at Elena Estates: where it is, what the land looks like, and who it suits best.
play_arrow Our Developments What is High Rock Estates like? A tour of our East End development in Grand Cayman — the terrain, the location, and what is already in place.
play_arrow Our Developments What is Northshore Estates like? A look at Northshore Estates: the setting, the lot sizes, and what makes this one different from our other developments.
quiz

Prefer to read?

Every one of these answers — plus a lot more on zoning, utilities, titles and taxes — is written out on our FAQ page.

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Section 27

Who is responsible for stamp duty on my land purchase?

In the Cayman Islands, the buyer is typically responsible for stamp duty on property purchases (if applicable). This payment is typically due after you pay off your land. However, there are exemptions available, such as for first-time Caymanian property buyers.

For more information, please visit: https://www.caymanlandinfo.ky/Services/VEO/Stamp-Duty

Section 13.2

What is a fill notice and when do I need it?

A fill notice is a document informing us you’re ready to begin to fill your site as per planning regulations. You will request this from the developer at the appropriate time.

Section 13

Can you explain what it means to fill and clear the plot as per the fill notice?

You are responsible per planning regulations for preparing your lot under the specified requirements. This will include filling and clearing your land. If you require more detail on this please refer to the planning website for more information.

Section 9.4

Is there a fee for paying off my land early?

Easy Lot offers a fixed-rate financing program for predictability. There is an early termination fee if you pay off your loan within the first 60 months. This fee is a 15% percentage of the remaining interest on your loan balance.

Section 9

What are the Fees & Expenses in the sales agreement and why do these pertain to me?

This section only applies to you should you default on your payments. To avoid this contact us if you’re having trouble paying, so we can help.

Section 5.1.2

Can I make extra payments towards my loan?

Absolutely! You can make additional payments towards your principal at any time. This can help you pay off your land faster.

Section 4.2.2

How do I make my deposit and monthly payments to Easy Lot?

Easy Lot accepts secure deposits and monthly payments only through online transfer to our CIBC First Caribbean International Bank account.

  • Beneficiary Account Name: High Rock 67 Ltd
  • Beneficiary Bank: CIBC First Caribbean International Bank Cayman Ltd
  • Beneficiary Account No: CHECKING Account: 10488412
  • Swift Code : FCIBKYKY
  • Currency: KYD (Cayman Dollars)
  • Bank Address: 25 Main St, George Town, Cayman Islands