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Cayman Islands aerial view — land for sale by owner
Direct From The Developer

Cayman Islands Land for Sale by Owner

Skip the bank. Skip the realtor commission. Buy your lot in Grand Cayman or Little Cayman directly from Easy Lot, the developer — with flexible owner financing and approval in 24–48 hours.

check_circleNo realtor fees
check_circleNo bank required
check_circle5% down minimum
check_circleFixed 9% interest
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Why Buy Land by Owner in Cayman?

When you buy directly from Easy Lot, you cut out two layers of cost and complexity: the realtor and the bank. That savings is passed straight to you — and the approval process is dramatically faster.

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Save the 6-7% Commission

No realtor in the middle means no commission. On a $150,000 lot, that's nearly $10,000 you keep.

🏦

No Bank, No Origination Fees

We act as the bank. No mortgage application, no underwriting fees, no waiting weeks for approval.

Approval in 24–48 Hours

Pick a lot, submit your documents, and you're approved within two business days. No credit check required.

By Owner vs. Traditional Land Purchase

Cost / Step Easy Lot (By Owner) Traditional (Realtor + Bank)
Realtor commission$06-7% of price
Bank origination fee$01-2% of loan
Down paymentFrom 5%20-30% typical
Interest rateFixed 9%Variable, depends on credit
Credit checkNot requiredRequired
Approval time24-48 hours2-6 weeks
Foreign buyers eligibleYesYes (more paperwork)

Available Lots by Owner — Right Now

Three active developments in Grand Cayman and Little Cayman, with new lots released regularly. All sold directly by Easy Lot — no third parties.

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By Owner Land Purchase — FAQ

What does 'by owner' mean at Easy Lot?

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You buy the land directly from us — the developer and titleholder. No realtor, no bank loan, no third party. We finance the purchase ourselves.

Can foreigners buy land by owner in Cayman?

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Yes. Cayman has no restrictions on foreign land ownership, no annual property taxes, no capital gains taxes, and no inheritance taxes.

Is it cheaper than buying through a realtor?

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Yes — you save the 6-7% realtor commission and there are no bank origination fees. You pay only the lot price plus Cayman stamp duty.

What's the minimum down payment?

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5% of the lot price. We offer fixed 9% interest on the financed balance over 15 or 30 years.

Section 27

Who is responsible for stamp duty on my land purchase?

In the Cayman Islands, the buyer is typically responsible for stamp duty on property purchases (if applicable). This payment is typically due after you pay off your land. However, there are exemptions available, such as for first-time Caymanian property buyers.

For more information, please visit: https://www.caymanlandinfo.ky/Services/VEO/Stamp-Duty

Section 13.2

What is a fill notice and when do I need it?

A fill notice is a document informing us you’re ready to begin to fill your site as per planning regulations. You will request this from the developer at the appropriate time.

Section 13

Can you explain what it means to fill and clear the plot as per the fill notice?

You are responsible per planning regulations for preparing your lot under the specified requirements. This will include filling and clearing your land. If you require more detail on this please refer to the planning website for more information.

Section 9.4

Is there a fee for paying off my land early?

Easy Lot offers a fixed-rate financing program for predictability. There is an early termination fee if you pay off your loan within the first 60 months. This fee is a 15% percentage of the remaining interest on your loan balance.

Section 9

What are the Fees & Expenses in the sales agreement and why do these pertain to me?

This section only applies to you should you default on your payments. To avoid this contact us if you’re having trouble paying, so we can help.

Section 5.1.2

Can I make extra payments towards my loan?

Absolutely! You can make additional payments towards your principal at any time. This can help you pay off your land faster.

Section 4.2.2

How do I make my deposit and monthly payments to Easy Lot?

Easy Lot accepts secure deposits and monthly payments only through online transfer to our CIBC First Caribbean International Bank account.

  • Beneficiary Account Name: High Rock 67 Ltd
  • Beneficiary Bank: CIBC First Caribbean International Bank Cayman Ltd
  • Beneficiary Account No: CHECKING Account: 10488412
  • Swift Code : FCIBKYKY
  • Currency: KYD (Cayman Dollars)
  • Bank Address: 25 Main St, George Town, Cayman Islands